1. Acceptance of These Terms
By accessing this website or submitting a quote request, you agree to these Terms of Service. If you do not agree, please do not use the site.
2. Our Role as an Independent Brokerage
Princeton Coverages is an independent brokerage for vehicle service contracts, commonly called extended auto warranties. We are not an insurance company, underwriter, or administrator and we do not pay claims. We compare offerings from top-rated carriers and administrators, present options to you, and advocate on your behalf if a claim dispute arises. All coverage is issued, underwritten, and administered by the third-party provider named in your contract.
3. Quotes Are Estimates
Rates shown or discussed are estimates based on the vehicle details you provide. Final pricing and eligibility depend on verification of your vehicle's year, make, model, mileage, condition, use, and history, and on the carrier's underwriting guidelines. No quote constitutes a binding offer of coverage until a contract is issued and accepted.
4. Your Contract Governs Coverage
Any description of covered components, deductibles, waiting periods, exclusions, transferability, roadside assistance, or repair-shop choice on this site is a general summary for comparison purposes only. The actual vehicle service contract you receive is the sole and complete statement of what is covered. Where this site and your contract differ, your contract controls. Read it in full and use any free-look or cancellation window it provides.
5. Accuracy of Information You Provide
You agree that the vehicle and contact information you submit is accurate and that you are the owner or authorized decision-maker for the vehicle. Inaccurate information may result in an invalid quote or a denied claim by the carrier.
6. Contact Consent
Submitting the quote form authorizes Princeton Coverages to contact you about your request by phone, SMS, or email. Consent to contact is not a condition of purchase. You may opt out at any time as described in our Privacy Policy.
7. Acceptable Use
You may not use this site to submit false or fraudulent requests, scrape or harvest data, attempt to gain unauthorized access, or interfere with the site's operation.
8. Intellectual Property
The Princeton Coverages name, logo, site design, and content are owned by Princeton Coverages and may not be copied or reused without written permission.
9. Disclaimers and Limitation of Liability
This site is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, Princeton Coverages is not liable for indirect, incidental, or consequential damages arising from use of this site, nor for the acts, omissions, coverage decisions, or claim denials of any third-party carrier or administrator.
10. Third-Party Links
Links to carrier, administrator, or repair-facility websites are provided for convenience. We do not control and are not responsible for their content or practices.
11. Changes to These Terms
We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
12. Contact
Questions about these terms? Contact Princeton Coverages at info@princetoncoverages.com.