Coverage Portfolio

Three levels. One brokered best price.

From essential drive-train protection to full exclusionary coverage — we place each plan across our A-rated carrier panel and bring back your best rate.

Essential

PowertrainThe engine, transmission, and drivetrain components that generate and deliver power to the wheels.+

Core protection for the costliest components — engine, transmission, and drive axle.

What's covered
  • Engine: internally lubricated parts, timing chain, oil pump
  • Transmission: case, torque converter, internal components
  • Drive axle: front & rear differentialsGearboxes that split engine torque between the left and right wheels, allowing smooth cornering., axle shafts, CV jointsFlexible joints that transfer power from the transmission to the wheels while allowing steering movement.
  • Transfer case and seals & gaskets on covered parts
  • Water pump and thermostat housing
Plan features
  • Roadside assistance
  • Nationwide ASE-certified repair network
  • Dedicated Princeton claims advocate
Executive

Total Elite

Exclusionary coverageCovers every mechanical and electrical part except a short list of named exclusions — usually the most comprehensive protection available.. Nearly every mechanical and electronic part on your vehicle.

What's covered
  • Everything in Advanced
  • ExclusionaryShort for exclusionary coverage: it covers all listed parts except those specifically named as not covered. bumper-to-bumper protection
  • Hi-tech electronics: control modulesOnboard computers that manage engine, transmission, and other vehicle electronic systems., sensors, wiring harnessesBundled electrical cables that connect sensors, modules, and components throughout the vehicle.
  • Navigation, infotainment screens, backup camera
  • Advanced driver assistance sensors & cameras
  • Turbo/superchargerForced-air systems that compress intake air to boost engine power and performance. and hybrid componentsThe electric motor, battery pack, and related systems that power a hybrid vehicle.
  • Interior & exterior power accessories
Plan features
  • Zero deductible options
  • Premium roadside & concierge towing
  • First-in-line claims advocacy

Coverage availability, benefits, deductibles, and exclusions vary by vehicle year, mileage, make, model, and underwriter terms. Specific components covered depend on the exact vehicle service contract selected. Pre-existing conditions are not covered. Final rates and contract approval are subject to carrier underwriting criteria.

Dedicated
Claims Advocate
98%

Claims satisfaction rate.

Direct payment guarantee
A-rated only
Claims Process

Your advocate through every claim.

01

Visit any ASE shop

Take your vehicle to any licensed repair facility in the US or Canada, then call us before work begins.

02

We advocate for you

Your Princeton advocate works the claim with the carrier and the mechanic, pushing for full approval of covered repairs.

03

The carrier pays the shop

Your A-rated carrier pays the shop directly for covered parts and labor. You only pay your deductible.

The Princeton Standard

Why Drivers Choose Princeton Coverages

We are not tied to a single carrier. We shop top A-rated providers for your best rate, then stand between you and the underwriter as your claims advocate.

Dedicated claims support

Claims Advocacy

If a claim stalls, our advocates call the carrier and the shop on your behalf until it is resolved.

Dedicated

Claims Advocate

Secure coverage

Top-Rated Carriers, Best Rates

We only place policies with financially strong underwriters that pay repair shops directly.

Common Questions

Frequently Asked Questions